Employee Benefits and Group Coverage for 1099 Employees
1099 Group Insurance Policies
Do you work for yourself? Do you have multiple clients but no full-time employer? Whatever your situation, if you receive 1099s instead of a W-2 every year, you have likely never been able to take advantage of group benefits. The alternative, 1099 group policies, could be the answer to excellent, affordable health insurance coverage.
Group Insurance for Self-Employed People
Group benefits are far less expensive than individual health insurance. The coverage is generally better, and pre-existing conditions and age do not carry as much weight. Qualifying for health insurance coverage is not a question, it’s a given, and that is a relief to people with chronic health concerns and dependents.
Some of the professionals who could benefit from 1099 group insurance policies include:
- Real estate agents
- Truck drivers
- Hair stylists
Benefits of Group Insurance for 1099 Workers
Any health insurance is better than no insurance. Individual plans, however, are pricey. There is no guarantee that, after going to the effort to find a plan you want, you will qualify for coverage.
1099 group policies have offerings such as:
- HSA compatible plans.
- Multiple copay plan options.
- Eligibility for part-time 1099s.
- 100 percent of preventive care covered.
- High-deductible health plans.
- Employees choose their own deductible.
- No W-2 requirements.
Enroll in a 1099 Group Policy Administered by Experts
Group health insurance is complicated. The administration of a plan requires experience and comprehension of all policies and guidelines. Choose The Benefits Group to aid you in identifying, procuring, and administering your 1099 group insurance policy in Michigan. The plans we offer are 50 percent less expensive than individual plans, and include 6,000 hospitals and other medical facilities.
If you’re a one-person enterprise, you don’t have the spare time to dedicate to insurance plan management. The Benefits Group does the work for you. Initial and annual enrollments, billing and claims resolution, and any insurance matters will be managed through our consultants.
Allow us to help you identify competitive plans and options for your individual needs but under a 1099 group insurance umbrella. Contact us today to get connected with a dedicated benefits consultant.